Motorcycle wreck attorneys,Car accident attorneys,Truck accident lawyer,Car insurance: 09/05/22

With so many insurance companies available, choosing the best one to buy your car insurance policy becomes a difficult task. Let’s take a look at the benefits of buying car insurance from PayBima.

There are several good reasons to buy insurance for your car. The first one being the legal and compulsory requirement which makes it obligatory for every car to have a third-party insurance. Also, there are other reasons like keeping your car safe from expenses incurred on repairing the damages in case of accidents, thefts, and scratches caused by natural disasters and so on.

In the current scenario, buying insurance online has become a better option as compared to procuring them offline. Not only is it hassle-free but it is simple and cost-effective as well.

However, with the availability of so many car insurance companies online, it becomes a challenge to select the best car insurance policy provider and the most suitable policy for your car. In such a situation you need an option of an ideal platform where you could buy your insurance from. PayBima serves as that perfect platform for you to buy your vehicle insurance. Let us see why?

Why buy a car insurance policy from PayBima?

As soon as you buy a car, you become liable to buy an insurance policy for your car to keep it safe from any sudden mishaps. As per India’s Motor Vehicle Act of 1988, having at least a third-party insurance is mandatory for each and every car owner. However, a third-party insurance covers the insured against only the third-party liabilities in case of an accident. So, if you want coverage for your own car damages you must buy a comprehensive plan by checking the car insurance policy details.

And the best place to buy your comprehensive car insurance policy online is from paybima.com, one of the most reliable insurance brokers in India.

Now, let’s check the benefits of buying car insurance from Paybima.com.

Advantages of Buying Car Insurance from PayBima

Buying car insurance through the traditional offline ways such as agents, from a branch office of an insurer etc., are lengthy processes which take a lot of effort and money. In the present scenario, the best way to buy insurance is through online ways. If you are a new car owner planning to buy a new car insurance policy or you are planning for a car insurance policy renewal online, you must know the advantages of buying or renewing your policy through paybima.com.

Round the clock Assistance – At Paybima, you get 24×7 claim assistance to support you through the process of claims starting from raising a claim till they get the claim amount. We have a team of claim assistance specialists to deal with any issues related to vehicle insurance.
Cashless Facility – The cashless facility can be availed if the repair of your car is done at a network garage of your respective insurance provider. If you opt for cashless claims, you are not required to pay for the repairs from your pocket. The insurance company pays for it on your behalf.
So, if you have any issues in seeking cashless claims, you can contact the Paybima claim settlement team for assistance in cashless claims post an accident and you are sure to get complete support on the process. However, the payment of the claim is under the sole discretion of the insurer. So, you must choose the best car insurance policy in India from a reputed insurer while buying the policy from paybima.
Roadside Assistance – By buying car insurance policy from paybima, you can also avail 24×7 roadside assistance. So, if your car breaks down somewhere in a deserted road, you can always call upon roadside assistance service of paybima for help.
Instant policy with zero paperwork – One thing that most people are scared of while buying insurance is the hassle of paperwork. But with car insurance policy online, buying insurance has become a hassle-free process. Further, at paybima.com we offer our clients instant policies with zero paperwork to make their insurance buying process easy.

To Conclude

There are various advantages to buying the best car insurance policy from Paybima. We are a reputed insurance broker who assists our customers in several ways. We stay with our customers to support them through the process of raising a claim till it is compensated by the insurer. We are easily accessible via call and email at 1800 267 6767 and at PayBima.care@mahindra.com respectively. We are available 24/7 to solve your queries related to vehicle insurance.

Found this post informational? Browse PayBima Blogs to read interesting posts related to Health Insurance, Car Insurance, Bike Insurance, Term Life Insurance and Investment section. You can visit PayBima to Buy Insurance Online.

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If you are planning to buy two-wheeler insurance and are seeking answers to some frequently asked questions, look no further. Read on to know the FAQs related to bike insurance policy in this post.

As per the Indian Motor Vehicles Act, only third-party vehicle insurance is compulsory for bikes. The third-party coverage is a reasonably priced insurance that is necessary to have for every two-wheeler and four-wheeler owners. However, the third-party insurance covers only the third-party damages. Thus, if you want to cover the damages of your own bike caused due to accidents, you must buy a comprehensive bike insurance plan or a standalone bike insurance plan. There are many people who are not sure about the various aspects of bike insurance policies.

So, in this post we are addressing the different queries related to the purchase of a two-wheeler insurance plan in the form of some frequently asked questions.

Frequently Asked Questions (FAQs) Related to Two-Wheeler Insurance Policies

Here are some FAQs that are common while purchasing a bike insurance policy:

Do I need Insurance for my Bike?

Yes, everyone with a vehicle, be it a two-wheeler or four-wheeler, needs insurance. In fact, the government of India has made it obligatory for every bike owner to have at least a third-party insurance policy to be able to drive safely on the roads. With a third-party insurance in hand, the bike owner is not burdened in case of unforeseen costs incurred in an accident causing third-party damages.

What is the process to Renew My Bike Insurance?

The two wheeler insurance online renewal process has made it very simple to renew your bike insurance these days. Most insurers inform the policyholder about the expiry date of the policy in advance. So, all you need to do is to visit the website of the insurance company and get your bike insurance renewal online by following a few simple steps.

Further, you also have the option of visiting the branch of your insurer or contacting the customer care of your insurer to renew the policy offline.

What papers are required to submit at the time of raising a claim for bike insurance?

The papers required at the time of raising claim might vary as per the requirement of your insurance company. Below are the paperwork that you primarily require to file a bike insurance claim.

RC or registration certificate of your two-wheeler
Duly-filled claim form
Copy of Repair and Receipt invoice
Projections of original loss/damage incurred

How is bike insurance cost determined?

The bike insurance premium cost generally varies depending on the policy and as per the determining criteria of each policy. Some such determining criteria include year of manufacture of bike, model and make of bike, the age of the bike owner, the size of the engine, the anti-theft equipment installed (if any), voluntary deductible, as well as location of buying the insurance, among others.

Where can I check my bike insurance policy number?

You can see the policy number of your bike insurance on the Insurance Certificate that your insurance company gives you at the time of buying the two-wheeler insurance policy. The bike insurance policy number is also mentioned in the correspondence letters, emails etc. that is regularly sent to you by your insurer.

Further, you can visit the website of the State Transport Department and submit your bike RC to check your insurance details. Also, the www.parivahan.gov.in website of the Road Transport and Highways Ministry can also be checked to get details about your bike insurance by submitting your bike registration number.

Is it possible to Cancel My Bike Insurance?

No, you cannot cancel a bike insurance coverage until you have a solid reason for doing so within a month of acquiring the policy. For instance, if you bought two bike insurance plans by mistake, or you bought a commercial bike insurance plan, while you have a private bike etc. However, no fee is levied for cancellation of a policy.

What all papers shall I keep with me while riding my bike on the roads?

The following papers should be kept with the rider while riding a bike on the Indian roads:

Valid driver’s license
Pollution under control certificate (PUC)
Bike’s Registration Certificate, and
Copy of your two-wheeler insurance policy

You must ensure that all the papers are valid and active. No single document is out of date. To protect the physical copies from damage, you can preserve them as digital versions.

What if my bike is involved in an accident outside the territory where the bike insurance policy was issued?

A policy bought at any city or town across India can be used anywhere in the country. Though the facility of pick-up and drop-off of your bike may not be available outside the city limits. However, you can find the list of network garages available in the list offered by the contact centre of your insurer. The assessment of loss will be performed by an outside surveyor.

To Conclude

The primary focus at the time of buying an insurance should always be on thoroughly reading the policy words. Not just reading the terms and conditions of the policy, you should also be able to comprehend the coverage before buying the product.

You must compare and invest in the best two wheeler insurance policy that is suitable for your bike and cover your own bike damages along with third-party liabilities.