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Know About your Normal Blood Sugar Level by Age
Blood sugar is the glucose present in blood, and the blood sugar level is the quantity of glucose concentrated in your blood. Let us read about what normal blood sugar is and its levels in this post.
Table of Contents
What is Blood Sugar and What is normal blood sugar level?
Blood sugar is the amount of glucose or sugar present in a person’s blood at a certain time. Glucose or sugar level is different for different people. For someone who is healthy and not suffering from any diseases like diabetes, the level of blood sugar should be within the range of 90 – 110 mg/dL.
A blood sugar level that is low or high is not regarded as healthy and can lead to serious health conditions. Such conditions need immediate medical treatment and attention. So, knowing the blood sugar levels is important. In this post, we will help you to know about the normal blood sugar level in the human body. Also, we will discuss the factors that affect your blood sugar, about the symptoms of high blood sugar as well as discuss the chart of normal blood sugar level as per age.
What is the Normal Blood Sugar Level for Adults?
Blood sugar levels are measured in terms of high, low and normal. The measurement is done as per the level of glucose that is present in a person’s blood. Glucose is a form of sugar that is present in the bloodstream of people. The normal levels of blood sugar can be accurately calculated when the blood sugar is tested at different times such as normal fasting blood sugar level or when a person has not eaten for over 8 hours as well as normal blood sugar level after a meal or when a person has eaten just 2 hours back. For an adult without any disease like diabetes and who has not eaten for 8 hours, the blood sugar level should be less than 100 mg/dL.
In a different scenario, if an adult person who is not a diabetic and who has just had his/her meals before two hours, the normal random blood sugar level should be within the range of 90 to 110 mg/dL.
Factors Affecting Blood Sugar Levels
There are several factors that affect the blood sugar level of normal range of a person during the course of the day. Below are some such factors to take note of:
- The food you consume affects your blood sugar levels
- The amount of food intake also affects your blood sugar
- The time of consuming food also matters for blood sugar levels
- The kind of physical activity you indulge in or doesn’t do also affects the same
- If you are consuming certain medicines, that might also affect your blood sugar levels
- Any illness or medical condition might also have an impact of your blood sugar
- Age and Stress levels of people are factors that also affect the same
- Other factors like dehydration, illness, menstrual periods and consumption of alcohol also play a role in the blood sugar levels of people
As discussed above, you already know that an individual’s ideal blood sugar level is likely to be less than 100 mg/dL, provided the person is not diabetic. This blood sugar level is tested and calculated in the morning when your stomach is empty. This is due to the reason that the level of blood sugar may fluctuate during the course of the day because of many reasons.
Normal Blood Sugar Level Chart – As Per Age
So, we already know that the normal sugar levels in blood changes as per age. Let us check the changes in blood sugar levels in the form of a normal blood sugar levels chart as per age and category of people.
Normal blood sugar levels – Children (below 6 years)
| Fasting | 80 mg/dL to 180 mg/dL |
| Before Meal | 100 mg/dL to 180 mg/dL |
| 1-2 Hours after Eating | Around 180 mg/dL |
| Bedtime | 110 mg/dL to 200 mg/dL |
Normal blood sugar levels – Adolescents (6 to 12 years)
| Fasting | 80 mg/dL to 180 mg/dL |
| Before Meal | 90 mg/dL to 180 mg/dL |
| 1-2 Hours after Eating | Up to 140 mg/dL |
| Bedtime | 100 mg/dL to 180 mg/dL |
Normal blood sugar levels – Teens (13 to 19 years)
| Fasting | 70 mg/dL to 150 mg/dL |
| Before Meal | 90 mg/dL to 130 mg/dL |
| 1-2 Hours after Eating | Up to 140 mg/dL |
| Bedtime | 90 mg/dL to 150 mg/dL |
Normal blood sugar levels for Adults (20 years and above)
| Fasting | Less than 100 mg/dL |
| Before Meal | 70 mg/dL to 130 mg/dL |
| 1-2 Hours after Eating | Less than 180 mg/dL |
| Bedtime | 100 mg/dL to 140 mg/dL |
So, you now know about the normal blood sugar levels chart by age. If the blood sugar levels in different categories as mentioned above is more than what is written, it is considered as high blood sugar. Likewise, if the blood sugar level in any category is lower than what is mentioned above, it is considered as low blood sugar.
9 Common Symptoms of Low Blood Sugar
The condition of dropping blood sugar to an extreme low is termed as Hypoglycemia. It is caused by several reasons, such as;
- In case of some type of diabetes
- Due to use of certain medications
- Excess consumption of Alcohol
- Due to some Endocrine diseases
- Because of eating disorders
- In case of pregnancy
- Liver disorder
- Kidney diseases
- Heart ailments
4 Common Symptoms of High Blood Sugar
The condition of high blood sugar is called Hyperglycemia and it is caused due to factors like:.
- If you are a patient of Type 1 diabetes
- If you suffer from Type 2 diabetes
- Due to Stress or illness
- Due to the Dawn phenomenon etc.
Read More: 6 Benefits of Healthy Eating & Regular Exercise
To Sum Up
By making certain lifestyle changes, one can control their high blood sugar levels. You should eat whole food low in sugar with minimal processing. Regular exercise is also needed along with consuming lots of water. Further, if required you must take proper medications as per doctor’s recommendations.
It is seen that normal blood sugar level in pregnancy keeps changing and might get high. So, keeping a tab of your normal blood sugar levels during the pregnancy chart is also important.
Found this post informational? Browse PayBima Blogs to read interesting posts related to Health Insurance, Car Insurance, Bike Insurance, Term Life Insurance and Investment section. You can visit PayBima to Buy Insurance Online.
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10 Cheapest Term Life Insurance Plans with the Minimum Sum Insured
Want to buy term life insurance to secure your family’s financial future? Here’s a list of 10 cheapest term insurance plans with the minimum sum insured to suit your budget.
Every person has a moral responsibility towards their family, and when you’re married, this responsibility increases two-fold. With the coming in of kids, it becomes absolutely essential that you take care of their every need not just in the present but also guarantee that they would be equally comfortable in the future. This is where term insurance helps.
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What is a Term Insurance Plan?
Term insurance is slightly different from other insurance products in the market. While the other insurance plans may generate some returns on premium in the future, term life insurance is exclusively meant to secure the future of your loved ones in your absence. In other words, in the unfortunate event of your death, your family’s financial needs and goals can still be achieved in the future with the help of a term life insurance policy that you purchase in your present.
In this sense it can be said that term insurance is basically a pure life insurance product, meaning that one cannot expect returns from it. However, that said, it is also worth noting here that some insurance companies might offer term insurance plans that do generate premium returns; however, these plans definitely come at a higher cost than usual.
To make term insurance affordable to everyone, there are some budget-friendly options available which serve your purpose at the best price. These are the basic term insurance products that help secure your family’s financial future without any premium returns.
Here we list out at least 10 of the cheapest term insurance plans that offer the minimum sum insured to the policyholder, but definitely serve their purpose.
Top 10 Cheapest Term Plans with the Minimum Sum Insured
Below is some cheapest term insurance plans with basic details:
To beat the competition, there are a number of options available today in the insurance sector, all offering cheap and easily affordable term insurance plans. To help you make an educated choice, we present here the top 10 cheap term life insurance policies that would suit any budget.
| Term Insurance Plan | Sum Insured | Cost of the Plan | Claim Settlement Ratio (CSR) |
| Max Life Smart Secure Plus | Rs. 1 crore | Rs. 671 per month | 99.34% |
| Bajaj Allianz eTouch | Rs. 1 crore | Rs. 428 per month | 99.02% |
| Kotak Life Kotak e-Term Plan | Rs. 1 crore | Rs. 727 per month | 98.82% |
| HDFC Life Click 2 Protect Super | Rs. 1 crore | Rs. 755 per month | 98.66% |
| TATA AIA Sampoorna Raksha Supreme | Rs. 1 crore | Rs. 552 per month | 98.53% |
| PNB Metlife Mera Term Plan Plus | Rs. 1 crore | Rs. 627 per month | 98.17% |
| Aditya Birla Capital DigiShield Plan | Rs. 1 crore | Rs. 663 per month | 98.08% |
| ICICI Prudential iProtect Smart | Rs. 1 crore | Rs. 700 per month | 97.90% |
| SBI Life eShield Next | Rs. 1 crore | Rs. 726 per month | 97.05% |
| India First e-Term Plus Plan | Rs. 1 crore | Rs. 449 per month | 96.92% |
How to Buy the Best Term Insurance Plan on a Budget?
When it comes to securing the future of your loved ones, there’s absolutely no compromise. Yes, you do want to keep things within budget but you’d also want the best, right? This is why we share here some of the top things to bear in mind when buying term insurance on a budget so that you get the cheapest but also the best policy in hand.
- Make sure that the premium payable is the lowest in that category. This would require some research from you. Look up other term insurance plans offered by all other companies in this segment, compare and review the premium rate and prices of all, and then make an informed decision. When you want to buy cheap, the rate of premium should ideally be the lowest so that it doesn’t hurt paying regularly.
- Ensure that the plan comes with the add-on riders option. This would help extend the coverage of your term insurance policy and also save you a considerable amount in the future spending extra on buying additional policies to cover your needs as they grow. For instance, you may feel the need to buy critical illness health cover for you and your family as you age. However, instead of spending extra bucks on purchasing that cover separately, it’d be wiser (and also cheaper) to get an add-on rider attached to your base policy at just some extra premium.
- Make sure that the plan provides coverage to your spouse as well. After all, this is the primary goal of buying term insurance in the first place. You wouldn’t want your partner to feel lost in your absence in the future. Ensuring that there is sufficient coverage provided in the policy for your spouse and that the death benefit would be paid out to him/her after your death is really important when buying term insurance.
Read More: Types of Whole Life Insurance Policy and Their Advantages
In a Nutshell
Buying term insurance for your loved ones is one of the wisest decisions to make in this lifetime. It is important to secure their future while you still have your present. However, since you’d be required to pay the premium on the policy regularly for a lifetime in order to enjoy the benefits of the plan (death payout) when required, it helps to take care of the cost factor too. This is why there are a number of cheap life insurance plan options available today. However, it’s important to do your own research before buying them. Also, go through the policy document carefully before buying any insurance plan from any insurance company.
Found this post informational? Browse PayBima Blogs to read interesting posts related to Health Insurance, Car Insurance, Bike Insurance, Term Life Insurance and Investment section. You can visit PayBima to Buy Insurance Online.
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Dental Insurance Plans: Things Covered and Not Covered
The inclusions and exclusions of dental insurance plans in India, covered in detail in this blog.
A smile is generally the best feature of our face. And a beautiful smile comes with a lovely set of teeth. This is why it is absolutely essential to take good care of our teeth, ensuring that they stay strong, healthy, and sparkling as always! But teeth maintenance comes at a price – the price that we pay to dentists to help ensure that our teeth always stay in good condition. To cover these costs, there is dental insurance.
Here we talk all about dental insurance in India – what it is, what it generally covers, and what is excluded from the policy, to help you make an informed decision before purchasing dental insurance.
Table of Contents
What Exactly is Dental Insurance?
As is evident in its name, a dental insurance policy aims at covering all related costs to dental health. This means that any cost incurred on the treatment of teeth, including dental implants, surgeries, root canal treatments, teeth whitening, straightening, and the like, can be covered under dental insurance plans.
There are two types of dental insurance policies:
- Stand Alone Dental Insurance
- Dental Insurance Cover provided as part of a health insurance policy
Now, as the name suggests, a stand alone dental insurance refers to a plan that is purchased exclusive of a health insurance policy or mediclaim. This is generally done in case dental coverage is not already included under your healthcare plan and you’d like to have dental care covered separately.
Some healthcare plans provide dental insurance coverage as part of the base policy. This is called a dental insurance cover. In this case, a stand alone dental insurance policy need not be purchased separately since it is already a part of the base health insurance plan that you have already bought from your insurer.
Coverage Provided Under Dental Insurance Plans
Now that we understand what dental insurance is generally used for, let us look at what all it covers.
A dental insurance policy works just like any other healthcare plan, offering different cost coverages as per the discretion of the said insurance company that has issued the policy. This means that the treatments covered under different dental insurance plans may vary from one plan and one insurer to another. However, for the purpose of understanding, here we list out some of the most common areas covered under dental insurance plans:
- Cost incurred on dental implants and surgeries
- Extraction of decayed tooth
- Treatment of gum disease or Periodontitis
- Cost of X-rays taken for tooth analysis
- Accidental injury to the tooth/teeth
- Filling of cavity
- Root canal treatments
- Routine oral visits
- Follow-up visits to the dentist for treatment of an oral condition and post-treatment maintenance
If you are required to take any of the above treatments or undergo any procedure for dental care, make sure to avail the dental health insurance policy for cost coverage of the same.
Exclusions Under Dental Insurance Plans
Just like a normal health insurance policy, dental insurance too covers some aspects of dental care costs and leaves out some of the others. In order to buy dental insurance for yourself and/or your loved ones, it is essential to know what is not covered under the plan so that you can make a more informed choice regarding maintaining your teeth:
- Treatment performed to align jaw displacement or correction
- Any dental procedure performed with relation to a pre-existing health condition that was not performed to the insurer at the time of policy purchase
- Any cosmetic procedure performed for dental correction
- Placement of dentures
- Treatment done for fitting of braces or Orthodontic treatments
Any procedure performed from above is liable for dental cover exclusion. However, as stated earlier, dental cost coverage varies from one plan to another and also from one insurer to the other. This means that each insurer has the right to include or reject a particular coverage area in dental health insurance plans.
Thus, it is always essential to check with your individual insurer or insurance company about what is covered or not covered as part of dental health insurance plans.
Tips to Choose the Right Dental Insurance
In case your general health insurance cover fails to provide a dental insurance cover, you can purchase one from your insurer. In that case, it would help to bear the following points in mind:
- Each health insurance policy has different guidelines for different dental insurance covers. Hence, it is very important to read each policy and the details written in it closely before signing it up.
- A detailed comparison between the advantages offered by different dental health insurance plans as well as their pricing is important
- Ideally, try and go for a health insurance plan that covers dental insurance as a part of it. In case you’re unable to find one, only then look for stand alone dental covers.
- Always look over the section detailing network hospitals associated with the said hospital. It helps to know the nearest hospital available in case of an emergency.
- If your dental insurance plan covers costs for dental implants and surgeries, it would always be helpful since accidental injury or other similar reasons causing harm to the tooth may happen. The cost for the treatment of dental implants is generally very high and therefore a healthcare plan that covers dental insurance costs is needed.
Read More: Health Insurance Plans that Cover Dental Treatment
Final Thoughts
Dental insurance is fast becoming a part of several health insurance plans in India, simply because teeth are one of the most important gifts to mankind. They are extremely useful too and of course contribute to a person’s look. Find the best dental health insurance in India on PayBima and keep your smile alive for longer!
Found this post informational? Browse PayBima Blogs to read interesting posts related to Health Insurance, Car Insurance, Bike Insurance, Term Life Insurance and Investment section. You can visit PayBima to Buy Insurance Online.
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Howden selects executive director, head of equine division
It bolsters its equine division, which recently named a chair
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